“When you are seeking financing for a new development, an acquisition or business purchase, your lender/investor will require a comprehensive development proforma and a comprehensive operating proforma. It is an integral element of your business plan. A development proforma informs the lender/investor of the entire development costs of a project to see if the project makes sense financially and to justify the loan or investment in your project. An operating proforma informs the lender/investor of the projected income, expenses and profit or loss of the development or business. A proforma must be correct, well documented and defensible. These tools are a requirement to secure quality financing and investment. The Luzimen Group has extensive experience in developing  proformas for real estate and business developments. A properly crafted proforma can significantly increase your chances for success.